Savings Rates

*All Share Rates are stated in terms of Annual Percentage Yield (APY)

Certain penalties apply if funds are withdrawn prior to account maturity. Please refer to the "Truth-in-Savings Disclosure" for Share Certificate Accounts for details. Minimum $500/Maximum $50,000 deposit required.

Share Accounts APY* Notes
Regular Shares .05%**

** Regular Shares Dividends paid on accounts of $50.00 or more.

12 month .10%
18 month .10%
24 month .10%

Loan Rates

Low Rate Credit Union Loans

Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown.

The credit union offers member pay insurance for life & disability for your loans. Please do not be confused with additonal insurances that you may have with others as it does not apply to your loans at NFTFCU.

All Loan Rates are stated in terms of Annual Percentage Rate (APR).

Loan Rates are for qualified members.

 
VEHICLES

New

As low as 2.50% APR

Used

As low as 3.5% APR
  
RECREATIONAL VEHICLES

New

As low as 4.5% APR

Used

As low as 5.5% APR
  
PERSONAL LOANS

Unsecured

As low as 3.9% APR

Share Secured

(does NOT receive an additional .25% off for  payroll deduction)
4.00% APR

Summer/Holiday Loan
with 1year repayment

As low as 2.50% APR

$4800 Loan
for 2 year term

(does NOT receive an additional .25% off for payroll deduction)

2.0% APR


must  have a 680 or above credit score
  
MORTGAGES