Online Privacy Policy

Niagara Falls Teachers' Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Likewise, Niagara Falls Teachers' Federal Credit Union is dedicated to the fundamentals of protecting consumer privacy on the Internet, especially for children. We've developed our privacy practices from guidelines established by the Children’s Online Privacy Protection Act ("COPPA") and Controlling the Assault of Non-Solicited Pornography and Marketing Act (“CAN-SPAM”).

Security and Privacy

The Niagara Falls Teachers' Federal Credit Union website uses security measures to protect against the loss, misuse, and alteration of the information under our control. We store the information in a database in a secure environment with our data server provide. We will never share, sell, or rent individual personal information to anyone without your advance permission or unless ordered by a court of law. Information submitted to us is only available to those managing this information for purposes of contacting you or sending you e-mails based on your request for information.

Gathering and Use of Information

Niagara Falls Teachers' Federal Credit Union collects personal information from our visitors only on a voluntary basis. We do not require this information for customers to obtain access to our site. However, in order to participate in some of the that may be offered on the Niagara Falls Teachers' Federal Credit Union website, you may have to provide personal information. Occasionally, we may also ask for personal information for our own internal marketing use. You may provide this information on a voluntary basis.

Changes and Access to Personal Information

Parents or guardians who want to view, correct, update or delete personal information collected about their child should send an e-mail to privacy@nftfcu.org, or contact by phone (number listed below). Parents can also contact Niagara Falls Teachers' Federal Credit Union to request that their child’s participation in Niagara Falls Teachers' Federal Credit Union programs be discontinued or that no further information be collected from their child. Parents or guardians will be required to provide identification before the child’s information is released to the parent or guardian. A child’s participation in Niagara Falls Teachers' Federal Credit Union programs will cease as a result of a parent or guardian limiting information collection by Niagara Falls Teachers' Federal Credit Union because Niagara Falls Teachers' Federal Credit Union would be unable to operate programs for that child.

Log Files

Niagara Falls Teachers' Federal Credit Union uses standard website server log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track aggregate user's movement, and gather broad demographic information for analytical use.

Cookies

Niagara Falls Teachers' Federal Credit Union may use "cookie" technology to obtain non-personal information from its online visitors. Cookies are information files that your web browser places on your computer when you visit a website. Most browsers accept cookies automatically, but can be configured not to accept them or to indicate when a cookie is being sent. We do not extract personal information in this process nor do we provide this information to third parties. We also do not contact you. Cookies allow us to customize your user interface to speed up the navigation process and to make the site experience more efficient. If your browser is configured to reject cookies, you may not be able to utilize some features of the Niagara Falls Teachers' Federal Credit Union website.

Links

The Niagara Falls Teachers' Federal Credit Union website may contain links to other sites. We make every effort only to link to websites that share our high standards of privacy. We try our best to ensure that these links are safe for children, but the privacy and data collection practices on any linked websites are entirely separate from Niagara Falls Teachers' Federal Credit Union and are not covered by this Privacy Policy. Niagara Falls Teachers' Federal Credit Union shall not be responsible for any failure on the part of any linked websites to comply with any privacy policy posted on the website, or any contractual or other legal obligations to which the operators of such website may be subject. In addition, other websites, which may contain material not suitable for children, may also link to the Niagara Falls Teachers' Federal Credit Union website without our knowledge or consent. Niagara Falls Teachers' Federal Credit Union has no responsibility for the content, policies or actions of these websites. Children should always check with a parent, guardian or other adult before linking to any new sites.

Changes and Updates to the Privacy Policy

The Niagara Falls Teachers' Federal Credit Union website content and features may be updated, revised, modified and supplemented. Niagara Falls Teachers' Federal Credit Union reserves the right to change the information, features, products, policies, promotions, disclosures and disclaimers at any time. Changes to this Privacy Policy will be posted on our websites. Please check the policy periodically for changes. At the end of the policy we indicate the date of an update to the Privacy Policy. The continued use of the Niagara Falls Teachers' Federal Credit Union website following the posting of changes to this Privacy Policy will mean you accept those changes. If there is a material change in our data collection, use or disclosure policies, Niagara Falls Teachers' Federal Credit Union will ask you to provide a new consent to continue to participate in Niagara Falls Teachers' Federal Credit Union programs if this updated consent is provided.

Privacy Questions

If you have any questions about Niagara Falls Teachers' Federal Credit Union online privacy policies or procedures, please contact us.

Mail:

Niagara Falls Teachers' Federal Credit Union
Privacy Inquiries
901 245h Street, Suite 107
Niagara Falls, NY 14301

Email:
dstanisz@nftfcu.org

Phone:

716-285-5569

Privacy Policy effective date: October 1, 2006